After a fire, the hard question isn't what the lot is worth — it's what the rebuild actually costs. Insurance proceeds, permits, code upgrades and contractor availability all move that number, which is why damaged property is so often mispriced in both directions.
Structural framing, roof, electrical and plumbing replacement, smoke remediation, current code and energy requirements, and the difference between repair and full rebuild. We price scope from contractor-backed estimates rather than a flat guess.
Open claims, proceeds already received, and any permits pulled or expired all affect what a buyer can take on. Bring what documentation you have and it goes straight into the analysis.
Half-finished projects — a contractor who walked, funds that ran out, an expired permit — are common. Partial work has value, and so does an accurate accounting of what remains.