Options usually worth exploring first
Talk to your lender or servicer about reinstatement, forbearance or a loan modification, and to a HUD-approved housing counselor. Selling is one option among several, and it is not always the right one.
Behind on payments or property taxes in California
Default is a timing problem before it is a money problem. In California the process moves through notices and recorded documents, and the number of options you have shrinks as those dates pass. Early is better, always.
How the California process generally runs
Most California foreclosures are non-judicial: missed payments, then a recorded Notice of Default, a statutory period, then a Notice of Trustee's Sale before an auction date. Exact dates depend on your loan and your lender — confirm yours with your servicer or an attorney.
What we can and cannot do
We can review the property and, if you choose, buy it or bring an investor buyer. We are not attorneys, tax advisors or a loss-mitigation service, we do not charge upfront fees, and we never ask you to stop paying your lender or to transfer title before you understand the paperwork. Beware of anyone who does.
Common questions
- Is it too late if a sale date is set?
- Not necessarily, but options narrow sharply. Speak with your servicer and an attorney immediately, and tell us the date so we can be realistic with you.
- Do you charge anything?
- No. A property review is free and creates no obligation, and no offer is promised.